Car Loan Approval Odds
See how likely you are to be approved, what's holding you back, and which lenders fit your credit profile.
$
Credit score660
Near Prime tier
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$
Approval likelihoodMedium
64/100 score
Tips to improve your odds
- →Add $1,000–$2,000 to your down payment to lower loan-to-value.
- →Pay down a credit card before applying to improve your DTI.
- →Consider a slightly cheaper car to push your odds into the high tier.
Get pre-qualified
Compare real loan offers
Most checks are a soft pull and won't affect your credit score. Shop your rate before you set foot in a dealership.
Best overallAutoApproveRefinance or new-purchase loans. Soft credit check, rates from 5.49% APR.Check your rate →Fast quotesmyAutoloanUp to 4 real offers in minutes from a lender network. All credit types.Compare offers →Bad credit OKCapital One Auto NavigatorPre-qualify with no impact to your credit score and shop participating dealers.Pre-qualify →Excellent creditLightStreamLow fixed-rate financing for super-prime buyers. No fees, same-day funding.See rates →
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